Last updated: 24 September 2026
These terms supplement the Terms of Use for Partners and govern the acceptance of card payments through NaLekci.cz. The Partner accepts them before activating online payments.
1.1. These online payment terms (the "Online Payment Terms") are issued by:
Amicora s.r.o., Company ID: 30034337, with its registered office at Koželužská 3034/1, Jižní Předměstí, 301 00 Plzeň (the "Operator").
1.2. The Online Payment Terms govern the rights and obligations of the Operator and the Partner when accepting card payments through the NaLekci.cz platform — for lessons, events and credit top-ups. They supplement the Terms of Use for Partners (the "Terms of Use"), whose definitions also apply here; with respect to online payments, these Online Payment Terms prevail over the Terms of Use. Articles 5.3 and 5.4 of the Terms of Use are elaborated by these Online Payment Terms; in case of conflict, these Online Payment Terms prevail.
1.3. Definitions:
2.1. Online payments are available to a Partner on a plan that includes them according to the Price List. A change to a plan without online payments has the effects described in Article 10.2.
2.2. Activation of online payments requires:
The Operator will not activate online payments until all three conditions are met.
2.3. The Online Payment Terms are accepted on behalf of the Partner by the owner of the Partner's profile or by another person authorised to do so by the Partner. Acceptance relates to a specific Partner profile; a Partner operating several profiles accepts the Online Payment Terms separately for each of them.
2.4. The Operator keeps a record of the acceptance from which it can be established who accepted the Online Payment Terms, to which profile the acceptance relates, when it took place and which version was accepted. The Operator retains the record for the duration of the contractual relationship and thereafter for the period required by law or necessary to protect its rights.
2.5. Acceptance of these Online Payment Terms does not replace onboarding with Stripe or the consents Stripe requires directly from the Partner. The relationship between the Partner and Stripe is governed by Stripe's terms.
3.1. The contract for the provision of a lesson or event is concluded by the User directly with the Partner; the Operator is an intermediary. The Operator is not a payment service provider and does not receive, hold or pay out Online Payments — all of that is done by Stripe.
3.2. An Online Payment is processed by Stripe for the benefit of the Partner's Connected Account. Before an Online Payment is credited to the Connected Account, the Operator is entitled to deduct the Commission and the Processing Fee from it (Article 4); the Partner instructs the Operator to do so by accepting these Online Payment Terms. The Connected Account is credited with the Online Payment less the Commission and the Processing Fee.
3.3. A credit top-up made by Online Payment is a payment for the Partner's services; the credit is a single-purpose voucher tied to the Partner (Article 8 of the Terms and Conditions for Users). The Partner is the person who issues the credit and provides the services paid for with it.
3.4. A User may use an Online Payment only for a lesson, event or credit for which the Partner offers online payment. Cash payments, bank transfers and manual credit top-ups are not intermediated by the Operator and these Online Payment Terms do not apply to them (Article 5.5 of the Terms of Use).
4.1. Commission. The Operator is entitled to a Commission on each Online Payment at the percentage rate stated in the Price List (at the time these Online Payment Terms were issued, 10% of the Online Payment amount in the Free mode and 3% in the Standard mode). The Commission is charged on Online Payments for lessons and events as well as on online credit top-ups.
4.2. Processing Fee. The fee charged by Stripe for processing an Online Payment is borne by the Partner. The Operator passes it on to the Partner at Stripe's rate for cards issued in the European Economic Area (1.5% of the Online Payment amount plus CZK 6.50 per payment at the time these Online Payment Terms were issued). If the actual Stripe fee is higher (in particular for cards issued outside the European Economic Area), the difference is borne by the Operator.
4.3. Minimum amount. An Online Payment can only be made for an amount of at least CZK 50. A lesson priced lower, or a credit top-up of a lower amount, cannot be paid online; the application will not offer online payment for them.
4.4. Payments outside the platform. No Commission or Processing Fee is charged on payments received by the Partner outside the platform (cash, bank transfer) or on manual credit top-ups.
4.5. Commission document. The Operator issues to the Partner a monthly statement (invoice) for the Commission and the passed-on Processing Fees for each calendar month, within 15 days of the end of the month, in its own numbering sequence. Where the Operator is registered for value added tax, that statement is issued as a summary tax document. The statement itemises the Commission and the Processing Fee separately for each Online Payment. The amounts stated were already deducted from the individual Online Payments (Article 3.2); the statement does not create any further payment obligation for the Partner and states an amount due of CZK 0. Chargeback fees are not stated on this statement — they are billed separately under Article 6.2. The statement is available to the Partner in the application.
4.6. Change of rates. The Operator may change the Commission rate and the Processing Fee rate by amending the Price List under the procedure in Article 11 of the Terms of Use, i.e. with at least 30 days' notice. The new rate applies to Online Payments made from the effective date of the change.
5.1. When a payment is refunded. An Online Payment is refunded to the User in the cases set out in the Terms and Conditions for Users — in particular when the User cancels a booking in time, when the Partner cancels a booking or a lesson, and when unused credit is refunded — and at any other time the Partner decides to do so. The Partner makes the refund in the application; the Operator is also entitled to make the refund itself where it is required to do so by the contract with the User, by law, or by a decision of Stripe or the card issuer.
5.2. How a payment is refunded. An Online Payment is refunded to the card from which it was made, through Stripe, from the funds on the Partner's Connected Account. If the balance of the Connected Account is insufficient, the refunded amount is covered from the Partner's subsequent Online Payments or in the manner set out in Stripe's terms. A lesson paid for with credit is, upon cancellation, refunded back to the credit with the same Partner, not to the card.
5.3. Commission on a refund. If an Online Payment is refunded to the User in whole or in part, the Operator returns the corresponding part of the Commission to the Partner and issues a corrective document to the document under Article 4.5.
5.4. Processing Fee on a refund. The Processing Fee is not returned when an Online Payment is refunded; Stripe retains it for processing the original payment and it is borne by the Partner.
5.5. Expiry of credit. If credit lapses on expiry of its validity period (Article 8.4 of the Terms and Conditions for Users), the Commission is not returned.
6.1. Who bears a Chargeback. If a User raises a dispute over an Online Payment with the issuer of their card and the payment is reversed, the economic impact of the Chargeback is borne by the Partner as the provider of the service. Stripe debits the disputed amount to the Operator first. If the card issuer decides the dispute against the payment, the Operator deducts the disputed amount from the Partner's Connected Account by a transfer reversal; if the balance of the Connected Account is insufficient, the funds are recovered from the Partner's subsequent Online Payments or in the manner set out in Stripe's terms. Until the card issuer has decided the dispute, the Operator deducts nothing from the Partner's Connected Account. If the card issuer decides in favour of the payment, Stripe returns the disputed amount to the Operator and the Partner returns nothing.
6.2. Chargeback fee. The fee charged by Stripe for a Chargeback is borne by the Partner. Stripe debits this fee to the Operator first; the Operator passes it on to the Partner in the amount Stripe actually keeps. Unlike the Commission and the Processing Fee, this fee was not deducted from any Online Payment, and the Operator therefore does not state it on the document under Article 4.5 but bills it on a separate document, payable within 14 days of issue and carrying payment details; the Operator issues that document for the calendar month in which the fee was debited from the Operator's account, in its own numbering sequence. Stripe charges a separate fee for receiving a dispute and a separate fee for countering it; Stripe returns the fee for countering a dispute if the dispute is won, but as a rule does not return the fee for receiving it even then. Winning a dispute therefore does not in itself mean that the Partner does not bear the fee. The Operator does not pass on any amount Stripe returns; if Stripe returns it after it has been billed to the Partner, the Operator issues a corrective document. This Article is without prejudice to the demand for payment under Article 6.7; any amount the Partner has paid in response to a demand under Article 6.7 is stated on the document as paid and is not requested again.
6.3. Commission on a Chargeback. If the Operator deducts the disputed amount from the Partner under Article 6.1, it returns to the Partner the Commission on that Online Payment in the amount corresponding to the amount deducted; the Processing Fee is not returned (Article 5.4). The Commission is returned by a transfer to the Partner's Connected Account and the Operator issues a corrective document for it. The application records the Commission as returned only at the moment it is actually returned, not when the dispute is raised.
6.4. Chargeback of a credit top-up. If an Online Payment used to top up credit is reversed, the credit from that payment is cancelled in full, including any credit the Partner granted as a bonus above the amount paid. The part of the credit the User spent before the reversal becomes a receivable of the Partner against the User. The Operator records this receivable in the application and provides the Partner with the documents needed to assert it; the Operator does not itself enforce the receivable. If the card issuer decides in favour of the payment, the cancelled credit is restored to the extent it was not spent and the Partner's receivable against the User under this Article ceases to exist. If only part of the Online Payment is reversed, the Operator returns to the User the credit corresponding to the part not reversed and reduces the Partner's receivable by that part.
6.5. Cooperation in a dispute. The Operator submits to Stripe the evidence it has available for the resolution of the dispute (in particular the booking confirmation, the cancellation policy, the attendance record and the record of communication with the User). At the Operator's request, the Partner provides without undue delay any further evidence in its possession. The dispute is decided by the card issuer; the Operator is not liable for its outcome.
6.6. Repeated Chargebacks. In the event of repeated Chargebacks, a reasonable suspicion of fraudulent or unauthorised payments, or where Stripe so requires, the Operator is entitled to suspend the Partner's online payments under the procedure in Article 10.1.
6.7. Payment of the Chargeback fee before billing. Where the Operator has not recovered the Chargeback fee through Stripe, the Operator may call on the Partner to pay it, including while the dispute is still open. The demand shall evidence the original debit by Stripe, the amount the Operator has recovered so far, and the amount still outstanding. The fee is payable within five business days of delivery of such an evidenced demand. If Stripe subsequently returns part of the fee, the Operator shall settle the returned amount with the Partner and issue a corresponding corrective document.
7.1. Payouts are made by Stripe to the bank account the Partner has registered with the Connected Account, on the dates determined by the Connected Account settings and Stripe's rules. The Operator does not make Payouts, does not hold the Partner's funds and does not withhold their payment.
7.2. Stripe may suspend or delay a Payout, in particular where verification of the Connected Account has not been completed, where the Connected Account is restricted or has a negative balance, or for reasons set out in Stripe's terms. The Partner resolves the cause of the suspension with Stripe; the Operator provides assistance to the extent it is able to.
7.3. An overview of Online Payments, refunded amounts, Commissions, Processing Fees and Chargebacks is available to the Partner in the application; the balance of the Connected Account and the status of Payouts are available in the application or in the Stripe interface.
8.1. Documents for Online Payments are issued by the Operator in the name and on behalf of the Partner under Articles 6 and 7 of the Terms of Use. Issuing documents on the Partner's behalf is included only on a plan that the Price List says includes it; on other plans the Partner issues documents to Users themselves, in their own number series. This does not affect the availability of Online Payments.
8.2. For a refund of an Online Payment and for a Chargeback, the Operator issues a corresponding corrective document under Article 6.3 of the Terms of Use.
9.1. The Partner shall:
9.2. The Partner is responsible for accepting Online Payments in compliance with the law, in particular tax law.
10.1. Suspension. The Operator is entitled to suspend the Partner's online payments, in particular where Stripe suspends or restricts the Connected Account, in the event of a reasonable suspicion of fraudulent or unauthorised payments, in the event of repeated Chargebacks, where the Partner breaches these Online Payment Terms or the Terms of Use, or where the Operator is required to do so by law. The Operator informs the Partner of the suspension, stating the reasons, under the procedure in Article 10.3 of the Terms of Use. During the suspension, the application does not offer online payment for the Partner's lessons; bookings paid for before the suspension remain valid.
10.2. Termination by the Partner. The Partner may deactivate online payments in the application at any time. If the Partner changes to a plan that does not include online payments, online payments are deactivated on the effective date of the plan change.
10.3. Surviving obligations. Deactivation or suspension of online payments does not affect Online Payments received up to that time. Refunds of Online Payments, Chargebacks, the return of Commission, the passing on of fees and the issuance of the monthly statement and of documents under Article 6.2 for the last period continue to be governed by these Online Payment Terms after deactivation. Issued documents remain available under Article 6.7 of the Terms of Use.
10.4. Termination of the contract under the Terms of Use also terminates these Online Payment Terms; Article 10.3 applies accordingly.
11.1. The Operator is not liable for the availability and functioning of the services of Stripe and the card networks, for the suspension or delay of a Payout by Stripe, for the card issuer's decision in a dispute over an Online Payment, or for the conduct of a User who has disputed an Online Payment.
11.2. The Operator's liability for damage caused to the Partner by a breach of these Online Payment Terms is limited in accordance with Article 8 of the Terms of Use.
12.1. The Operator is entitled to unilaterally amend these Online Payment Terms to a reasonable extent, in particular in response to changes in the law, Stripe's terms, the scope of the functions provided or the Price List. The Operator notifies the Partner of the amendment at least 30 days before it takes effect, to the contact e-mail address in the Partner's account and by publication in the application; the notice contains a summary of the changes. E-mail notification is considered a communication on a durable medium within the meaning of Regulation (EU) 2019/1150.
12.2. If the Partner does not agree with the amendment, the Partner is entitled to reject it and deactivate online payments at any time before the effective date of the amendment; until then, the existing wording applies to the Partner. Rejection of an amendment to these Online Payment Terms does not affect the contract under the Terms of Use. Online Payments received before the effective date of the amendment are governed by the wording in force at the time they were received.
12.3. In the event of a material amendment to these Online Payment Terms, the Operator may require the Partner to explicitly accept the new version before continuing to use online payments; until acceptance, the application does not offer online payment for the Partner's lessons from the effective date of the amendment. Where the Operator does not require explicit acceptance, a Partner who continues to use online payments after the amendment takes effect is deemed to have accepted it.
12.4. The current and archived wordings of these Online Payment Terms are always available on the Operator's website.
13.1. These Online Payment Terms are governed by the laws of the Czech Republic. Any disputes will be resolved by the competent courts of the Czech Republic.
13.2. If any provision of these Online Payment Terms is invalid or unenforceable, this does not affect the validity of the remaining provisions.
13.3. Matters not governed by these Online Payment Terms are governed by the Terms of Use.
13.4. These Online Payment Terms take effect on September 24, 2026.
If you have any questions, please contact us:
© 2026 NaLekci.cz. All rights reserved.